I quote (all translations are mine):
Psalms 25:8 - Hashem is good and honest, therefore he shows sinners the way.
TY(Jerusalem Talmud) Makkot 4b (Chap. 2, Rule 6)- Rabbi Pinchas said: Why
is he good? Because he is honest. Why is he honest? Because he is good.
Therefore he shows sinners the way of Teshuva (repentance).
Wisdom was asked: What is the punishment of the sinner? Wisdom answered:
Evil will pursue the sinners.
Prophecy was asked: What is the punishment of the sinner? Prophecy
answered: The soul of a sinner must die.
Hashem was asked: What is the punishment of the sinner? Hashem answered:
Repent and be forgiven.
TB(Babylonian Talmud) Yuma 86a- Rabbi Yishmael said: A transgressor of a
positive commandment who repents is forgiven on the spot. A transgressor of
a negative commandment who repents is forgiven on Yom Kippur (Day of
Atonement). A transgressor of a negative commandment which is punishable by
death and who repents on Yom Kippur (Day of Atonement) will be forgiven
after APPROPRIATE suffering; i.e. the person and the situation weigh more
than the transgression.
TB Kidushin 40b- Rabbi Shimon ben Yochai said: Even if one was totally evil
his whole life and finally repented, his evil is no longer remembered.
In conclusion, amongst the three: Wisdom, Prophecy, and Hashem, I'm betting
on Hashem.
Behatzlacha raba.
Yisrael